Standard requirements for a conventional loan include a 620 credit score, a 5% down payment, and a debt-to-income ratio of 45 ...

Buying a house when you already have one can be complex. Do you buy first, sell first, or keep your current house? How to ...

The average home appraisal cost ranges from around $350 to $550. However, your actual cost may be higher depending on your ...

Many homeowners assume that any money spent on improvements will translate into increased resale value. The reality is more ...

USDA loans do not require mortgage insurance, but they do have upfront and annual guarantee fees. Learn more here.

There’s a true crime happening in the economy and no one is paying attention: Pumpkin Spice Latte prices are rising faster ...

Your principal and interest payment won't change when you have a fixed-rate mortgage. But a house payment might contain 6 ...

This article covers the range of options for first-time buyers, from low-down-payment loans to state and federal programs.

A typical first-time buyer house payment eats up 50% of the median income. But these aren't uncharted waters. It just feels ...

This article explains what to expect for closing costs on a USDA loan, as well as some strategies for reducing the funds ...

Some homeowners are averse to buying points. Others believe points make smart financial sense. So, who’s right? Find our take ...