While accessing your super early is sometimes necessary, it isn’t something you should do lightly. Accessing your super early will mean you have less later. This may seem obvious, but the power of ...

Instead of paying tax at your marginal rate, you’ll pay only 15% tax on your money as it goes into super (if you earn under $250,000 per year). Keep in mind, a current concessional contribution cap of ...

At first glance, a Self Managed Super Fund (SMSF) can seem appealing – perhaps some of your friends or family have recently taken the plunge. However, while they enable full control over your super, ...

In a nutshell, income protection insurance is like a financial safety net, catching you if illness or injury threatens your salary, by replacing it while you recover. And, if any of the following ...

Low maintenance living. Maybe you’re rattling around in a home that’s too big, it could need expensive renovations, or perhaps the garden takes too much energy to maintain. Moving into a smaller or ...

Being financially empowered means you're actively managing your money, instead of your money managing you. Being confident in how you spend and save your money will reduce any financial anxiety you ...

Embark on your adventure with a well-crafted travel budget. Dive into the details, from transport and accommodation, to meals and souvenirs. With a clear budget, you'll dodge any unexpected money ...

When you’re self-employed, you’re in charge of paying your own super. Putting money into your super may not be compulsory, but you’ll be helping to make sure you’re financially fit in your life after ...

A modest retirement is less grand with spending being slightly above the Age Pension. This might look like an older model car, basic health insurance, occasional trips to the cinema or a cheap eat, ...

Like most important decisions in life, there’s no one-size-fits-all when it comes to choosing how to invest your super.

One of the biggest drains on household budgets is the power bill. The Department of Climate Change, Energy, the Environment and Water (DCCEEW) suggests five simple ways to save energy and money in ...