The Biden administration said that millions of borrowers may be stuck in student loan forgiveness and repayment purgatory for months. But there may be some options.

While the election results will likely affect student loan forgiveness options, for now, most borrowers should remain on this repayment plan.

Her payments are currently on hold while courts untangle challenges to the loan forgiveness program. But as the weeks tick down on Biden’s time in office, she could soon face a

Trump has previously expressed opposition to Biden's efforts to provide widespread student debt relief, which suggests that his administration would not continue the current loan forgiveness programs and may attempt to roll back some of Biden’s initiatives.

President-elect Trump’s past moves and rhetoric on student loans are leaving a dismal outlook for advocates who are now focusing their attention on getting President Biden to act quickly on forgiveness before his time is up.

Trump has not said what he would do on loan forgiveness, leaving millions of borrowers facing uncertainty over their personal finances.