The future of several student loan relief programs may diverge, depending on a variety of factors including how aggressive the Trump administation’s repeal efforts are.

Student loan cancellation was not a focus of the campaign for either Trump or Vice President Kamala Harris, who steered clear of the issue at her political events.

President-elect Trump’s past moves and rhetoric on student loans are leaving a dismal outlook for advocates who are now focusing their attention on getting President Biden to act quickly on forgiveness before his time is up.

The former president will return to the White House in January 2025 following his win over Vice President Kamala Harris.

Here’s what Donald Trump's victory may mean for student loan forgiveness and repayment programs, and what to expect in the coming months.

As noted by Forbes, the Biden administration relied heavily on the regulatory process to expand relief under existing student loan forgiveness and repayment programs, helping more people qualify for them. Through this method, the office avoided drawn-out battles in Congress.

Trump has not said what he would do on loan forgiveness, leaving millions of borrowers facing uncertainty over their personal finances.